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Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.

Writing on the Fly (freelance writing jobs) Writing is a fascinating way to explore the world. You can write in your free time about anything you wish to know more about. You may write fiction in order to delve into abstract topics of your world. You may also choose to write poetry to take that concept further. Non-fiction writing will help you understand more objective topics in order to have a clearer picture of the natural and created world. Writing is enjoyable and aids in learning, so what if you could enjoy yourself and get paid for it? This is not to suggest that you quit your job and become a writer, though you could do that as well. The possibilities in freelance writing jobs can give you the flexibility you need to write for money in your spare time. Defining Freelance Writing Freelance writing is writing that happens for an employer without any long term contract. Freelance writing jobs are very different from your typical day job because the trade off for labor and pay does not function in the same way. Freelance jobs are accepted one at a time. There are many different employers that seek out freelance workers. The writer will have the ability to produce a quality product in a desirable amount of time. The employer usually pays based on production rather than hours or weeks. Freelance paychecks come in irregularly, based on the work available. The great benefit to being able to freelance is that you basically get to work for yourself. You can work as much or as little as you wish, only being limited by the freelance writing jobs being offered. As you continue to write, your qualifications will continue to be more impressive. Where are the Jobs? So, maybe you?re interested in finding some freelance writing jobs. The potential to work on your own time, doing something you enjoy and getting paid for it is an appealing one. Where do the jobs exist? There are a few places that you can start looking. A great place to start, to find out what the job market looks like, is the internet. Many employers advertise freelance positions online. They are looking for people all over the country, and potentially all over the world that can work from a distance. Another great benefit to freelance work is that it can happen anywhere. No matter where the hiring company is, the freelance writer can participate in the production of the needed product. Magazines and newspapers both hire freelance writers. In order to find those jobs, it is often appropriate to query the publication in question. First you need to find out about submission guidelines and then send in an article idea. If it is accepted, you are on your way to even more freelance writing jobs. What Does It Take to Be Good? What it takes to be a good writer is not in question. You all know about grammar, style, voice and coherency. What does it take to be successful in the freelance writing category though? There are a few things to consider. First, you will need to be able to be flexible. You may not always be able to write on subjects that you are necessarily interested in. In order to build your resume though, and be able to pick and choose your work, you will have to start out doing whatever needs to be done. Second, to be a great freelance writer, you need to be able to work quickly without sacrificing quality. Oftentimes freelance assignments will go out last minute. You will have a better chance of success if you can honestly take assignments and get them turned in again by deadlines. Finally, a good freelance writer is able to market his talents. The most effective way to prove your writing talents is to introduce yourself in your resume and cover letter in a way that impresses prospective employers. No one will believe you are a writer if you cannot write an engaging cover letter. Freelance writing is a fun way to add a little income to your current pay. It is possible to make a career out of freelancing, but it is not for everyone. If you are interested in writing and want to try your hand at a few different kinds of projects, consider freelancing for awhile.

A Writer?s Best Friend: The Job of an Editor (editing) Are you irritated by typos and spelling errors in professional documents? Are you able to help your friends make their writing error free? You may be a good candidate for editing. The world is incredibly dependent on writers and the craft of writing. It is how people communicate with each other most often. As the internet writing forms do not require people to hold to correct grammar, spelling or professional style, most writers are losing their capabilities to complete a professional document or book without help. Writers have always needed the help of editors. Even when there was strict attention to correct writing, editors could come and catch missed errors as well as mistakes in content. Editors are still needed today. Read on to find out more about what can be involved in a life of editing. Who are the Editors? Editors are those people with the ability to read a document and guide a writer to make it the best piece of writing that it can be. Editors work in newspapers, and magazines. They also work for publishing companies and in student resource centers. Editors generally have some education that leads them to the ability to help writers. They probably have a degree in language as well as training with style manuals. What is the Job? An editing job involves taking a piece of writing and conforming it to some particular set of standards. Style manuals are often the standard used. Different publications will choose a style and then ask the editors to make all of the writing that comes out to be consistent to that style. Editing is not only concerned with objective corrections like spelling and grammar though. An editor must also read for clarity, consistency and voice. If a writer claims one thing in one point of their piece and seems to contradict that point in another part, it is the editor?s job to catch the mistake and work with the writer to fix the inconsistency. If the writer is speaking authoritatively in the beginning of a piece and then becomes apologetic later, it is the editor?s job to make the tone match. Editors help with sentence construction, word choice and content order. How to Find Editing Jobs If any of the above job description sounds interesting and even exciting to you, you just may have found your ideal job calling. Before you start looking for editing jobs, you should test your skills. There are editing tests online. Feel free to use a style manual as well as your intuition as you correct the sentences and word choice in the different test questions. If you do not pass the test, you should probably spend a little more time reading a style manual and a basic grammar guide. Once you can ace an editing test, it?s time to look for a job. Be sure to include any experience you may have had. Include any editing of any kind you have ever done. Peer editing in school is appropriate experience to mention. Also be sure to list any style you are able to edit to. Examples are AP, Chicago, MLA, and so on. If you get an interview, be prepared to take another editing test, with the help of your manual. The test will likely be timed. Editing is a rewarding career. It involves helping writers to do their very best writing geared to their particular audience. While it can be stressful because of deadlines and workload, at the end of the day you will know that you have made the world of the written word a little cleaner and much more effective. Editors are an essential part of making the written word what it is today.

Publishing a Book is the Final Frontier (book publishing) Many authors begin their careers intending to publish a book. Book publishing is a difficult task to accomplish. It takes many months of work and extensive preparation. A book involves intricately woven ideas. A book is a project. In that project is contained many other projects. Most people are not prepared for the intensive process that is involved in creating a full, coherent book. If book publishing is something that you are interested in trying, there are a few things you should keep in mind. First, writing a book is like nothing you have ever done before. It will take extensive and intensive work and development. It will also probably include much of everything you know, and more. Read on for more clarity. Uncharted Territory Book publishing is like a new land that has never been explored before. Of course, there are several book authors out there. They have been around for centuries. Unlike other areas of expertise though, book writing is not something that will be the same process for several different people. As you set out to write a book, you will be able to follow some basic guidelines, but getting your ideas from your head to the page will be an invention of your very own. Not only will you have to get the information onto the page, but you will have to write in a way that thousands or even millions of readers will be able to relate to and understand. Again, that will be a process that will take experimentation and trials. As you begin the process of writing your first book, as well as subsequent books, expect to work and rework. One Idea Is Not Enough Part of the reworking process is the changing of direction within the writing. Many beginning writers aspire to book publishing. They have an idea and vague plan to turn the idea into book. Picture your first grader telling you that she wants to write a book about horses. There is certainly enough information that people want to know about horses to fill several books, but the vague idea is not enough for an adult writer to create publishable work. To write a book, you will need to start with a topic. You may or may not be an expert on the subject. After you have the first vague ideas, you will need to start asking yourself questions. Answering those questions will hopefully lead you to more questions, and so on. Even if your original idea is completely unique and will lead you to write new information that the world does not yet have access to, you will need to add to that original idea for an intriguing finished product. If you are not an expert, or if you do not already know any new information, it will take even more time and effort in order to produce a unique piece of writing. Fiction is the same as non-fiction. Many stories have been told before. If you want to publish, you will need to come up with an engaging and new journey for your readers to take. Using Previously Published Work Now that we have covered the requirement for intricate and new ideas, there is also room in a book for old ideas. Your readers will need a starting place within your writing that is familiar and known. As you are putting together your ideas for a complete book, you will probably publish smaller pieces of work in magazines and newspapers. It is ok, as long as you cite yourself, to reuse some of that work. In that way, you can be publishing as you go along while still making progress towards your end goal in book publishing. After several months or even years, you will have poured out your effort and knowledge into a finally completed and whole book.